Develops and markets financial transaction solutions for the non-bank, under-banked and cash-preferred consumer marketplace, primarily in North America, via a national multi-retailer network of self-service kiosks and over the counter clerk-assisted and online environments. Services include expedited bill payment, money transfer, digital merchandising, PIN dispensing for pre-paid products and services, maps and directions, check cashing and electronic couponing. Once the company's transaction processing system is integrated with the accounting back offices of its billers, payments can be posted to the appropriate customer accounts and customers can make payments at the company's facilities using cash or a debit card.